Need a Home Services / Remodeling Contract in Kentucky? AroundWire Can Help

In Kentucky, contracts for home services and remodeling are typically required to be in writing, especially for projects exceeding $1,000, to ensure clarity and enforceability. Licensed contractors are generally required for most remodeling work, and certain trades (such as electrical, plumbing, and HVAC) require specific state-issued licenses. The contract customarily includes a detailed scope of work, project timeline, itemized pricing, and clear payment terms, often stipulating an initial deposit (commonly no more than one-third of the total price) with progress payments tied to project milestones. Kentucky law requires contractors to carry liability insurance and, if employing workers, workers’ compensation insurance. Home remodeling contracts must also include notices about the homeowner’s right to cancel within three business days, as per the Federal Trade Commission’s “cooling-off rule,” which Kentucky recognizes. Risk factors include potential liens on the property if subcontractors or suppliers are not paid; thus, contracts often require lien waivers upon payment. Dispute resolution is typically addressed in the contract, with mediation or arbitration favored before litigation. There is no statewide requirement for written warranties, but best practices suggest outlining any workmanship or manufacturer warranties. Kentucky’s Homeowner Protection Act and the Kentucky Consumer Protection Act influence contract terms, emphasizing transparency, fair dealing, and remedies for deceptive practices, so clear, comprehensive documentation is essential.