Need a Home Services / Remodeling Contract in Indiana? AroundWire Can Help

In Indiana, home services and remodeling contracts are typically governed by both state and local regulations designed to protect homeowners and ensure contractor accountability. Written contracts are strongly recommended, and for projects exceeding $150, Indiana’s Home Improvement Contracts Act (IC 24-5-11) requires written agreements that clearly outline the scope of work, materials, total cost, payment schedule, estimated start and completion dates, and the contractor’s name, address, and license number if applicable. Contractors must be properly registered or licensed at the local level, as Indiana does not mandate statewide licensing for general contractors, but many municipalities (such as Indianapolis and Fort Wayne) have their own requirements. Liability insurance and, where applicable, workers’ compensation coverage are expected; proof of insurance is often requested by homeowners and may be required by local ordinance. Payment terms typically involve an initial deposit—often capped at a set percentage by local rules—with remaining payments tied to project milestones or completion. Indiana law prohibits certain unfair practices, such as requesting full payment upfront or failing to disclose the homeowner’s right to cancel within three business days for door-to-door sales. Dispute resolution is commonly addressed through mediation or small claims court; arbitration clauses may be included but are not mandatory. Contractors should be aware of Indiana’s mechanic’s lien statutes, which require specific notice procedures to secure payment rights. Overall, clear documentation, compliance with local licensing, and transparent communication are critical to contract compliance in Indiana’s home services and remodeling sector.