Need a Home Services / Remodeling Contract in Missouri? AroundWire Can Help

In Missouri, contracts for home services and remodeling typically require clear, written agreements that outline the scope of work, materials to be used, project timelines, and detailed payment schedules. While Missouri law does not mandate written contracts for all home improvement projects, written agreements are strongly recommended and often expected, especially for projects exceeding $2,500. Contractors must be properly licensed at the local level, as Missouri does not issue a statewide contractor license; many cities and counties, such as St. Louis and Kansas City, require registration, proof of experience, and passing background checks. Insurance obligations generally include maintaining general liability and, where applicable, workers’ compensation coverage. Contracts frequently include lien waivers to protect homeowners and detail procedures for handling change orders. Missouri’s Merchandising Practices Act prohibits deceptive or unfair business practices, so transparency in pricing and deliverables is essential. Payment terms often involve an initial deposit—commonly no more than one-third of the total contract price—with subsequent payments tied to project milestones. Risk factors include potential delays due to permitting or inspections, which are governed by local building codes. Dispute resolution clauses often specify mediation or arbitration before litigation. Cooling-off periods are not universally required but may apply to certain door-to-door sales under federal law. Overall, clear communication, regulatory compliance, and robust documentation are key to managing risk and ensuring enforceability in Missouri home services and remodeling contracts.