Need a Home Services / Remodeling / Interior Renovation Contract in New York? AroundWire Can Help

In New York, contracts for home services, remodeling, or interior renovation are governed by a combination of state statutes, local building codes, and consumer protection laws. Written contracts are strongly recommended—and required in many localities—for projects over $500, and must clearly outline the scope of work, materials, start and completion dates, itemized pricing, payment schedule, and cancellation rights. State law mandates that home improvement contractors obtain a license in many jurisdictions (notably New York City, Westchester, Nassau, Suffolk, and others), and proof of licensing should be included in the contract. Contractors are typically required to carry general liability insurance and, if they have employees, workers’ compensation coverage; contracts may also require proof of insurance and bonding. Risk factors include potential for mechanic’s liens if subcontractors or suppliers are unpaid—owners must receive a “Notice of Mechanic’s Lien Rights” in many cases. Payment terms often involve a modest initial deposit (rarely exceeding 10-20%), with progress payments tied to project milestones; New York law restricts excessive upfront payments to protect consumers. Contracts should specify procedures for addressing change orders, delays, and unforeseen conditions. Dispute resolution is commonly addressed via mediation or arbitration clauses, as litigation can be costly and time-consuming. Compliance with the New York Home Improvement Business Law and local consumer protection ordinances is essential, as violations can lead to contract unenforceability or penalties.