Need a Home Services / Other Contract in Indiana? AroundWire Can Help

In Indiana, contracts for "Home Services / Other"—encompassing general residential repair, maintenance, and improvement services outside specialized trades—are typically governed by clear, written agreements outlining scope of work, timelines, payment schedules, and responsibilities. While Indiana does not require a statewide home improvement contractor license, some municipalities (notably Indianapolis and Fort Wayne) impose local licensing or registration requirements; contractors should verify compliance with local ordinances. Contracts must comply with the Indiana Home Improvement Contracts Act (IC 24-5-11), which mandates written contracts for projects exceeding $150, disclosure of key terms (including price, start and end dates, and a description of work), and notice of the homeowner’s three-day right to cancel. Liability insurance is commonly required, with general liability and, where applicable, workers’ compensation coverage expected to protect both parties from accidents or property damage. Payment terms generally include an initial deposit (often capped locally, e.g., 10–30% of contract value) with balance due upon completion or in agreed milestones. Risk factors include scope creep, change orders, and compliance with safety and building codes; contracts should address procedures for modifications and unforeseen conditions. Dispute resolution in Indiana home service contracts often favors mediation or arbitration before litigation, and prevailing party attorney’s fees may be stipulated. Contractors must also comply with state consumer protection laws prohibiting deceptive practices.