Need a Home Services Contract in Missouri? AroundWire Can Help

In Missouri, home services contracts—covering areas such as remodeling, repairs, landscaping, and HVAC—are typically governed by a mix of state statutes, local ordinances, and industry standards. Contractors must be properly licensed for regulated trades (e.g., electrical, plumbing, HVAC), and some municipalities may require additional business licenses or permits. Contracts should clearly outline the scope of work, materials, timeline, and payment schedule; Missouri law generally allows for payment upon completion or in progress payments, but it is customary to avoid large upfront deposits. State law (notably the Missouri Merchandising Practices Act) prohibits deceptive practices and underscores the need for clear, written agreements, especially for projects over $500. Insurance requirements are standard: contractors should carry general liability insurance and, if employing workers, workers’ compensation coverage. Homeowners may request proof of insurance before work commences. Risk factors include potential for mechanic’s liens if subcontractors or suppliers are not paid; thus, lien waivers and clear payment documentation are recommended. Dispute resolution in Missouri often favors mediation or small claims court for lower-value disputes, with arbitration clauses being less common but permissible. Contracts should comply with any local “cooling-off” periods for door-to-door sales and must include cancellation rights where required. Overall, clarity, documentation, and adherence to state and local regulations are key to compliant and enforceable home services contracts in Missouri.