Need a Home Services Contract in Mississippi? AroundWire Can Help

In Mississippi, home services contracts—covering work such as repairs, remodeling, HVAC, plumbing, and electrical—are governed by both state statutes and local ordinances. Contractors performing residential work valued over $10,000 must hold a valid license from the Mississippi State Board of Contractors; specialty trades (e.g., electricians, plumbers) often require additional certification or registration. Written contracts are strongly recommended, especially for projects exceeding $3,000, and must clearly specify scope, schedule, payment terms, and warranty provisions. State law mandates that contracts detail the materials to be used and the total cost, and that any change orders be documented in writing. Insurance obligations typically include general liability and, where applicable, workers’ compensation coverage. Payment terms should adhere to state prompt payment statutes, with retainage and installment plans common for larger projects; Mississippi prohibits excessive upfront payments, and final payment is usually contingent on satisfactory completion. Dispute resolution often favors mediation or arbitration before litigation, in line with local contracting norms. Risk factors include liability for defective work and timely permitting, as municipalities may impose additional compliance checks. Contractors must comply with the Mississippi Home Repair Fraud Act, which imposes penalties for deceptive practices. Overall, contracts in this sector should be thorough, transparent, and compliant with both state licensing and consumer protection laws to minimize legal and financial exposure.