Need a Home Services Contract in Indiana? AroundWire Can Help

In Indiana, contracts for home services—such as remodeling, repairs, HVAC, plumbing, and landscaping—are typically governed by both state and local regulations. Written contracts are strongly advised and often required for projects exceeding $150, particularly in home improvement contexts. Indiana law mandates that home improvement contractors disclose their name, address, and a detailed description of the work, including materials, start and completion dates, and total price. Licensing is required for certain trades (e.g., plumbing, electrical, HVAC) and may also be enforced locally; contractors should verify city or county-specific licensing or registration requirements. Liability insurance is commonly required, with contractors expected to provide proof of coverage to clients; workers’ compensation is mandatory if employees are involved. Payment terms usually include a deposit (often capped at one-third of the total cost) with progress payments tied to project milestones, and “pay when paid” clauses are generally enforceable. Indiana’s Home Improvement Contracts Act requires specific consumer protection clauses, including notice of the right to cancel within three business days. Dispute resolution often favors mediation or small claims court for minor issues, but arbitration clauses are sometimes included. Non-compliance with contract or licensing requirements can result in civil penalties or contract unenforceability. Local ordinances in cities like Indianapolis may impose additional permitting or bonding obligations.