Need a Home Services / Remodeling / Interior Renovation Contract in Mississippi? AroundWire Can Help

In Mississippi, contracts for home services, remodeling, and interior renovation typically require clear written agreements outlining the scope of work, detailed cost estimates, payment schedules, timelines, and warranties. State law mandates that residential contractors undertaking projects valued at $10,000 or more must be licensed by the Mississippi State Board of Contractors; subcontractors performing specialty trades (such as plumbing or electrical) usually need separate state or local licenses. Contracts should include the contractor’s license number and proof of general liability insurance; workers’ compensation is required if the contractor employs five or more workers. Mississippi does not have a statutory right of rescission for home improvement contracts, but best practice is to specify cancellation terms. Payment structures often use milestone or progress payments, with a modest deposit (commonly no more than one-third of the total cost) and retainage until final inspection or punch-list completion. Lien laws require contractors to provide notice of intent to file a lien if payment disputes arise. Risk factors include limited consumer protections compared to other states, so clear dispute resolution clauses—often specifying mediation or arbitration—are advisable. Local permitting requirements and inspections may apply depending on the project’s scope and municipality. Overall, contracts should be explicit, reference applicable Mississippi statutes (such as Miss. Code Ann. § 73-59 for licensing), and allocate responsibility for code compliance, insurance, and unforeseen site conditions.