Need a Home Services / Interior Painting Contract in Indiana? AroundWire Can Help

In Indiana, contracts for home services such as interior painting are typically structured as fixed-price agreements detailing the scope of work, materials, timelines, and payment schedules. State law does not mandate a specific contract form, but written agreements are strongly recommended for clarity and enforceability. Contractors performing interior painting are generally not required to hold a state-issued license unless the work is part of a larger home improvement project exceeding $150,000, although some municipalities (notably Indianapolis and Fort Wayne) may require local registration or permits. Contracts must comply with Indiana’s Home Improvement Contracts Act if the value exceeds $150, and should clearly disclose the contractor’s name, address, estimated start and completion dates, and a right-to-cancel notice. Payment terms typically involve a modest deposit (often no more than one-third of the total price) with the balance due upon completion; Indiana law discourages large upfront payments to mitigate homeowner risk. Contractors are expected to carry general liability insurance and, if employing workers, workers’ compensation coverage; clients may request proof of insurance as a condition of contract. Dispute resolution provisions often specify mediation or small claims court, reflecting Indiana’s preference for cost-effective resolution methods. Common risk factors include property damage, substandard workmanship, and non-payment; well-drafted contracts address these with clear warranty, indemnity, and termination clauses.